Re-Finance Your Term Insurance!

Good news for families! reports that term rates have dropped 4% a year since 2000 with the trend expected to continue. One reason for the drop: Mandatory switch of mortality tables to the 2001 Commissioners Standard Ordinary (CSO) as of January 2009. 1980s stables were used previouly and there have been improvements in mortality along the way. If you have a term policy John Darer can help you review it in light of your current situation

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