Annuities are great for bear market protection
Annuities are generally reserved for the most modest of investors - those that plan retirement, but would rather have the fixed income payments post retirement than to manage their own wealth when they reach retirement age. While annuities are not the first investment choice of most active investors, they do make up a large portion of retirement investing. The comfort of investing in an annuity is warranted; investors make a lump sum investment on the premise of receiving monthly payments in
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